General Studies
Disaster Triple-3s — Natural disasters: 3 hydro (flood, tsunami, cyclone), 3 geo (earthquake, volcano, landslide), 3 climate (drought, heatwave, coldwave). Man-made: 3 tech (nuclear, chemical, industrial), 3 social (riot, terrorism, stampede).
PREM for Disaster Management Phases — Preparedness, Response, Emergency relief, Mitigation. Core cycle for all disaster questions in that sequence.
VIBGYOR for Rainbow Geography — Standard visible spectrum mnemonic doubles as altitude vegetation zones: Violet=alpine, Indigo=coniferous, Blue=temperate, Green=deciduous, Yellow=grassland, Orange=scrub, Red=desert (low altitude/hot).
River Right-Hand Tributary Rule — Face downstream direction. Right-bank tributaries join from your right, left-bank from your left. Helps in map-based river questions instantly.
Monsoon Onset June-1 — SW monsoon officially arrives Kerala around June 1 (±7 days). Withdrawal starts September 1 from NW India. Anchor dates for monsoon questions.
Tropic Latitudes 23.5 — Tropic of Cancer 23.5°N, Capricorn 23.5°S. Sun directly overhead only between these on solstices. Critical for climate zone demarcation.
Economic Development
CRR-SLR-Repo Hierarchy — CRR (4%) < SLR (18%) < Repo (6.5%) — typical ranges. CRR with RBI (no interest), SLR in liquid assets (earns interest), Repo is borrowing rate.
CAMELS for Bank Health — Capital adequacy, Asset quality, Management, Earnings, Liquidity, Systems. RBI's six-parameter bank rating framework.
Base Rate vs MCLR — Base Rate replaced by MCLR (Marginal Cost of Funds-based Lending Rate) from April 2016. MCLR more sensitive to policy rate changes.
Telangana Movement and State Formation
1969 Agitation: Jan-Nov-Jan — Started January 1969 (student protests), peak November 1969 (police firing/369 martyrs), ended January 1970 (8-point formula). Date anchors for movement timeline.
Mulki Rules 1919-1974 — Enacted 1919 (Nizam era), controversy peaked 1969, Supreme Court struck down 1974. 55-year span for administrative history questions.
Telangana Formation 2-6-2 — Bill introduced Feb 2014, Lok Sabha passed Feb 18, Rajya Sabha Feb 20, President assent March 1, state formed June 2, 2014. Remember 2nd June as formation day.
Mental Ability and Reasoning
BODMAS Strict Order — Brackets, Orders (powers/roots), Division, Multiplication, ddition, ubtraction. Left-to-right for equal precedence (D-M, A-S). Most missed: DM and AS are equal priority.