Government Schemes
About 6 min · General Awareness · English
Time worked out from the lesson's 432 words at 150 words a minute, plus a minute for each question.
Questions test scheme names, launch years, beneficiary groups, nodal ministries and key features.
Key ideas
- Central vs. State Schemes: Central schemes are funded and administered by Union ministries; state schemes are state-specific but may receive partial central support. Also know flagship state programs like Amma Canteen (Tamil Nadu) or Rythu Bandhu (Telangana).
- Umbrella Schemes: Many schemes operate as umbrella programs with multiple sub-schemes. For example, PMAY (Pradhan Mantri Awas Yojana) covers both urban (PMAY-U) and rural (PMAY-G) housing. Know the parent scheme name and major components.
- Direct Benefit Transfer (DBT): Schemes like PM-KISAN, PAHAL (LPG subsidy) and scholarship programs use DBT to transfer funds directly to beneficiary bank accounts, reducing leakage and corruption.
- Nodal Ministry: Every central scheme operates under a specific ministry. Know which ministry administers each scheme—e.g., Beti Bachao Beti Padhao is under Ministry of Women and Child Development.
- Beneficiary Targeting: Schemes target specific groups—farmers, women, BPL families, SC/ST, senior citizens, youth. Understanding the target group helps answer application-based questions.
Watch out for
- Confusing similar-sounding schemes: PM-KISAN (farmers) vs. PM-KISAN Mandhan (pension for small farmers). Read full names carefully.
- Wrong ministry attribution: Students often guess Rural Development for any rural scheme. UJJWALA is Petroleum; Jal Jeevan Mission is Jal Shakti, not Rural Development.
- Outdated launch years: Memorizing old data. For example, MGNREGA was 2005, but Ayushman Bharat is 2018. Always verify the year you remember.
Quick reference
- PM-KISAN → ₹6000/year income support to farmers; Ministry of Agriculture; 2019.
- Ayushman Bharat (PM-JAY) → ₹5 lakh health cover; Ministry of Health; 2018; 10.74 crore families.
- UJJWALA → Free LPG to BPL women; Ministry of Petroleum; 2016.
- PMAY → Housing for All; urban + rural components; 2015.
- Jal Jeevan Mission → Tap water to every rural home by 2024; Ministry of Jal Shakti; 2019.
Check yourself: 3 questions
1. The Pradhan Mantri Jan Dhan Yojana (PMJDY) launched in 2014 primarily aims at which of the following objectives?
2. Under the Pradhan Mantri Kisan Samman Nidhi (PM-KISAN) scheme, what is the annual income support provided to eligible farmer families?
3. The Atal Pension Yojana (APY) is targeted at which section of society and what is the minimum age for enrollment?
This lesson is cut from the topic's note, not rewritten. Fact-checked on 18 Oct 2026: an AI-assisted check of this note against cited sources; the errors it found were corrected that day. Some errors may remain. The questions are from Shishya's validated question bank.
Read the full noteFlashcards for this topic
Saves this lesson and its 3 questions in this browser on this phone. No sign-in; nothing about you is saved or sent. A saved copy is not updated until you save it again. Parts that load from the server when you use them (the AI tutor, adaptive practice, sign-in) still need a connection.