SBI PO 2022 previous year paper practice · PYQ-pattern set

SBI PO 2022 PYQ-pattern questions

Showing 10 of the 14 PYQ-pattern questions in this set — freshly worded in that year's pattern, not the original questions. Answers and solutions open under each question.

1. Q1 · Sentence Rearrangement / Para Jumbles

   Rearrange the following sentences (A, B, C, D) to form a coherent paragraph, then choose the correct sequence. A. This has led to increased competition among financial institutions. B. As a result, customers now enjoy better interest rates and service quality. C. The banking sector has witnessed significant deregulation in recent years. D. However, smaller banks often struggle to compete with larger entities. Which is the correct sequence?

   • A. CABD
   • B. ACBD
   • C. CDAB
   • D. BCAD
   Answer and solution

   Answer: A

   The logical flow is: C introduces deregulation → A explains its consequence (competition) → B shows the positive outcome for customers → D presents the contrasting challenge for smaller banks.

2. Q2 · Reading Comprehension

   Read the passage and answer the question. Microfinance institutions play a crucial role in providing credit to individuals who lack access to traditional banking services. By offering small loans without requiring substantial collateral, these institutions enable entrepreneurs in developing regions to start businesses and improve their livelihoods. Studies have shown that microfinance has particularly benefited women, who constitute the majority of borrowers and have demonstrated excellent repayment rates. According to the passage, what is one significant benefit of microfinance?

   • A. It provides large loans to established corporations.
   • B. It enables entrepreneurship among those without access to traditional banking.
   • C. It requires substantial collateral from all borrowers.
   • D. It exclusively serves male entrepreneurs.
   Answer and solution

   Answer: B

   The passage explicitly states that microfinance institutions provide credit to those lacking access to traditional banking and enable entrepreneurs to start businesses.

3. Q3 · Fill in the Blanks

   Complete the sentence by filling in the blank with the most suitable word. The audit team discovered several _____ in the financial statements that required immediate correction.

   • A. accuracies
   • B. discrepancies
   • C. agreements
   • D. consistencies
   Answer and solution

   Answer: B

   'Discrepancies' means inconsistencies or errors, which fits the context of problems found in financial statements that need correction.

4. Q4 · Theme / Inference Detection

   Read the passage below and answer the question that follows: 'Digital banking has revolutionized the financial sector by providing customers with seamless access to services anytime and anywhere. Despite its numerous benefits, concerns regarding cybersecurity and data privacy remain paramount.' What is the central theme of the passage?

   • A. The history of banking
   • B. The advantages and challenges of digital banking
   • C. The obsolescence of traditional banks
   • D. The role of government in banking
   Answer and solution

   Answer: B

   The passage discusses both the benefits of digital banking and the concerns related to cybersecurity, making the central theme about advantages and challenges.

5. Q5 · Data Interpretation

   The table below shows the number of employees in five departments of a company: Department A: 120 Department B: 150 Department C: 180 Department D: 90 Department E: 160 If 20% of employees in Department A and 15% in Department C are promoted, what is the total number of promoted employees from both departments?

   • A. 45
   • B. 51
   • C. 54
   • D. 60
   Answer and solution

   Answer: B

   Department A: 20% of 120 = 24. Department C: 15% of 180 = 27. Total promoted = 24 + 27 = 51.

6. Q6 · Probability

   A box contains 5 red balls, 4 blue balls, and 3 green balls. If one ball is drawn at random, what is the probability that it is NOT red?

   • A. 5/12
   • B. 7/12
   • C. 1/2
   • D. 2/3
   Answer and solution

   Answer: B

   Total balls = 5 + 4 + 3 = 12. Non-red balls = 4 + 3 = 7. Probability = 7/12.

7. Q7 · Inequalities

   In the following question, symbols @, #, %, $ and & are used with different meanings: 'P @ Q' means 'P is not greater than Q' 'P # Q' means 'P is not smaller than Q' 'P % Q' means 'P is neither greater nor smaller than Q' 'P $ Q' means 'P is neither greater than nor equal to Q' 'P & Q' means 'P is neither smaller than nor equal to Q' Statements: K # L, L % M, M $ N Conclusions: I. K # M II. N & L Which conclusion(s) follow?

   • A. Only conclusion I follows
   • B. Only conclusion II follows
   • C. Both conclusions I and II follow
   • D. Neither conclusion I nor II follows
   Answer and solution

   Answer: C

   K ≥ L, L = M gives K ≥ M (conclusion I follows). L = M and M < N gives L < N, so N > L (conclusion II follows).

8. Q8 · Alphanumeric / Symbol Series

   What will come in place of (?) in the following series? Z1A, X2D, V3G, T4J, ?

   • A. R5M
   • B. S5M
   • C. R5N
   • D. Q5M
   Answer and solution

   Answer: A

   First letter moves -2 positions (Z→X→V→T→R), number increases by 1 (1→2→3→4→5), last letter moves +3 positions (A→D→G→J→M).

9. Q9 · Statement-Assumption / Conclusion

   Statement: "Book your flight tickets at least two weeks in advance to get the best discounts." - An airline advertisement. Assumptions: I. People prefer to save money on flight tickets. II. Flight ticket prices increase closer to the departure date. Which assumption(s) is/are implicit?

   • A. Only I is implicit
   • B. Only II is implicit
   • C. Both I and II are implicit
   • D. Neither I nor II is implicit
   Answer and solution

   Answer: C

   Both assumptions are implicit: the advertisement assumes people want to save money (I) and that early booking offers better discounts because prices rise closer to departure (II).

10. Q10 · Alphabet / Word Formation

    How many pairs of letters are there in the word 'QUESTION' which have as many letters between them in the word as in the English alphabetical series?

    • A. One
    • B. Two
    • C. Three
    • D. Four
    Answer and solution

    Answer: C

    QUESTION positions: Q1 U2 E3 S4 T5 I6 O7 N8. S-T (pos4,5 adjacent; alphabet 19,20 adjacent)✓; U-S (pos2,4 one between; alphabet 21,19 one between T)✓; O-N (pos7,8 adjacent; alphabet 15,14 adjacent)✓. Total three pairs.