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SBI Clerk · Previous year papers · 2021

SBI Clerk 2021 previous year paper practice · PYQ-pattern set

9 PYQ-pattern questions modelled on the 2021 paper (which had 100) · 60 min

Every question here is freshly worded in the pattern of the 2021 paper — same topics, style and difficulty — not the original questions, which Shishya does not reproduce.

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Shishya's own practice questions, set out subject by subject like the real paper — not the original paper.

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9 PYQ-pattern questions modelled on the 2021 paper (which had 100) · instant scoring · topic-wise analysis. Sign up with Google, free, to attempt and track your progress.

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SBI Clerk 2021 PYQ-pattern questions

Showing 9 of the 9 PYQ-pattern questions in this set — freshly worded in that year's pattern, not the original questions. Answers and solutions open under each question.

  1. Q1 · Cloze Test

    Select the word that best completes the sentence: The Reserve Bank's decision to _______ interest rates was welcomed by borrowers but caused concern among depositors seeking higher returns.

    • A. maintain
    • B. reduce
    • C. increase
    • D. abolish
    Answer and solution

    Answer: B

    'Reduce' fits the context as borrowers benefit from lower interest rates while depositors prefer higher rates for better returns.

  2. Q2 · Word Swap

    Identify which two words should be swapped to correct the sentence: The bank's investment (A) strategy focuses on long-term (B) growth rather than seeking (C) immediate (D) profits. Which words need to be interchanged?

    • A. A and C
    • B. B and D
    • C. C and D
    • D. No swap required
    Answer and solution

    Answer: D

    The sentence is grammatically correct and logically sound as written, so no swap is required.

  3. Q3 · Spelling Check

    Identify the word with CORRECT spelling:

    • A. Accomodate
    • B. Accommodate
    • C. Acommodate
    • D. Acomodate
    Answer and solution

    Answer: B

    The correct spelling is Accommodate with two 'c's and two 'm's, meaning to provide lodging or to adapt.

  4. Q4 · Quadratic Equations

    In the following question, two equations numbered I and II are given. Solve both equations and give answer: I. x² - 13x + 42 = 0 II. y² - 15y + 56 = 0

    • A. x > y
    • B. x < y
    • C. x ≥ y
    • D. x ≤ y
    Answer and solution

    Answer: D

    Equation I: x² - 13x + 42 = 0 gives x = 6 or x = 7. Equation II: y² - 15y + 56 = 0 gives y = 7 or y = 8. Hence, x ≤ y.

  5. Q5 · Arithmetic

    A and B together can complete a work in 12 days. B and C together can complete it in 15 days. A and C together can complete it in 20 days. In how many days can A alone complete the work?

    • A. 20 days
    • B. 24 days
    • C. 30 days
    • D. 36 days
    Answer and solution

    Answer: C

    Adding all three equations and dividing by 2 gives (A+B+C) efficiency = 1/10 per day. Subtracting B+C from this gives A's efficiency = 1/30, so A alone takes 30 days.

  6. Q6 · Coding-Decoding

    In a certain code, if 'DEPOSIT' is coded as 'FGRQUKV', then how will 'ACCOUNT' be coded?

    • A. CEEWWPV
    • B. CEEQWPV
    • C. CGEWQPV
    • D. CEEWSPV
    Answer and solution

    Answer: B

    Each letter in DEPOSIT is shifted +2 (D→F, E→G, P→R, O→Q, S→U, I→K, T→V). Applying +2 to ACCOUNT: A→C, C→E, C→E, O→Q, U→W, N→P, T→V = CEEQWPV.

  7. Q7 · Error Spotting

    Read the sentence carefully to find out whether there is any grammatical error in it. The error, if any, will be in one part of the sentence. The number of that part is the answer. If there is no error, mark 'No error' as your answer. Neither the students nor the teacher (A)/ were aware of the changes (B)/ made to the examination schedule (C)/ by the university administration. (D)/ No error (E)

    • A. Neither the students nor the teacher
    • B. were aware of the changes
    • C. made to the examination schedule
    • D. by the university administration
    Answer and solution

    Answer: B

    When 'neither...nor' is used, the verb agrees with the noun closer to it. Here, 'teacher' (singular) is closer, so it should be 'was aware' instead of 'were aware'.

  8. Q8 · Synonyms and Antonyms

    Choose the word that is most nearly OPPOSITE in meaning to the word given in bold. PROSPERITY

    • A. Wealth
    • B. Adversity
    • C. Success
    • D. Fortune
    Answer and solution

    Answer: B

    'Prosperity' means a state of wealth and success. 'Adversity' (meaning hardship or misfortune) is the most appropriate antonym.

  9. Q9 · Probability

    A box contains 6 white and 4 black balls. Two balls are drawn at random. What is the probability that they are of different colors?

    • A. 8/15
    • B. 7/15
    • C. 4/9
    • D. 5/9
    Answer and solution

    Answer: A

    P(different colors) = P(1 white and 1 black) = (6C1 × 4C1) / 10C2 = (6×4)/45 = 24/45 = 8/15.

Breakdown by subject

  • English Language

    5 questions

  • Numerical Ability

    3 questions

  • Reasoning Ability

    1 questions

SBI Clerk 2021 previous year paper — frequently asked questions

Where can I solve the SBI Clerk 2021 previous year paper (PYQ) free online?
At https://shishya.in/exams/SBI_CLERK/pyq/2021 you can solve SBI Clerk 9 PYQ-pattern questions modelled on the 2021 paper free. Shishya does not reproduce the original paper: every question is freshly worded in that year's pattern — same topics, style and difficulty, new wording and numbers, and this set holds 9 questions, not the whole paper. They run as a timed mock with instant scoring, step-by-step solutions and topic-wise weak-area analysis. No fee and no coaching enrolment needed.
Are these the actual SBI Clerk 2021 paper questions?
No. They are PYQ-pattern questions modelled on the SBI Clerk 2021 paper — freshly worded practice questions in the same pattern, not the original questions, which Shishya does not reproduce. This set holds 9 questions. For a whole paper in one sitting, Shishya has a free full-length mock in the real pattern (100 questions, 60 minutes): the "Full-Length Mock (Real Pattern)" tile at https://shishya.in/exams/SBI_CLERK
Do these SBI Clerk 2021 pattern questions come with solutions and analysis?
Yes — every question carries a worked solution, and on submitting you get an instant score with a topic-wise breakdown showing exactly which areas to revise. Wrong answers are auto-collected into a free Mistake Notebook for one-tap re-practice until cleared.
Are previous year papers enough to crack SBI Clerk?
Previous-year papers are the best signal of what the exam actually tests, but they work best with targeted practice and a plan. On Shishya (all free): solve PYQ-pattern sets year-wise, drill weak topics via the Mistake Notebook, follow a day-by-day plan from the Personal Coach at https://shishya.in/coach and sit the Sunday All-India Live Test at https://shishya.in/live-test to see where you stand nationally.