SBI Clerk · Bite-size lessons

Reading Comprehension

About 8 min · English Language · English

Time worked out from the lesson's 677 words at 150 words a minute, plus a minute for each question.

The passages are moderate in length and cover themes like banking, economy, social issues, technology, or general awareness topics. Unlike PO-level exams, Clerk RC passages are straightforward with less complex vocabulary and sentence structures.

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Check yourself: 3 questions

  1. 1. Passage: India's digital payment ecosystem has witnessed remarkable growth in recent years. The Unified Payments Interface (UPI) has emerged as the backbone of digital transactions, processing over 10 billion transactions monthly by 2023. This growth has been driven by increased smartphone penetration, affordable data plans, and government initiatives promoting cashless transactions. Small merchants and street vendors have also adopted digital payments, making it accessible across urban and rural areas. However, concerns about data security and digital literacy remain challenges that need continuous attention. Question: According to the passage, what has been the primary driver behind the growth of digital payments in India?

  2. 2. Passage: India's digital payment ecosystem has witnessed remarkable growth in recent years. The Unified Payments Interface (UPI) has emerged as the backbone of digital transactions, processing over 10 billion transactions monthly by 2023. This growth has been driven by increased smartphone penetration, affordable data plans, and government initiatives promoting cashless transactions. Small merchants and street vendors have also adopted digital payments, making it accessible across urban and rural areas. However, concerns about data security and digital literacy remain challenges that need continuous attention. Question: What can be inferred about the reach of digital payments in India?

  3. 3. Passage: The Indian railway network, one of the largest in the world, plays a vital role in the country's economy by transporting millions of passengers and tonnes of freight daily. However, it faces significant challenges including aging infrastructure, overcrowding, and safety concerns. Recent government initiatives have focused on modernizing railway stations, introducing high-speed trains, and implementing advanced safety systems. The introduction of private players in passenger train operations is expected to improve service quality and operational efficiency. Despite these efforts, substantial investment and time will be required to transform the network completely. Question: According to the passage, which of the following is NOT mentioned as a challenge faced by Indian railways?

This lesson is cut from the topic's note, not rewritten. Fact-checked on 18 Oct 2026: an AI-assisted check of this note against cited sources; the errors it found were corrected that day. Some errors may remain. The questions are from Shishya's validated question bank.

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