RBI Grade B · Cutoff
RBI Grade B Cutoff 2026 — expected score & rank bands
What does your score in RBI Officer in Grade B (DR — General + DEPR + DSIM) actually get you? These bands map a mock/exam percentage to the rank window and outcomes that score range has typically achieved.
AI-curated from historic cutoff patterns — indicative, not official. Always verify with the latest official notification.
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Category-wise expected cutoff (indicative)
| Category | Expected Cutoff (Indicative) |
|---|---|
| General | 138-150 marks (69-75%) |
| EWS | 132-144 marks (66-72%) |
| OBC | 128-140 marks (64-70%) |
| SC | 118-130 marks (59-65%) |
| ST | 112-124 marks (56-62%) |
| PwD | 106-118 marks (53-59%) |
- Category differential: General cutoffs typically run 8-12 marks above OBC, 18-25 marks above SC, and 24-32 marks above ST. EWS cutoffs generally settle 4-8 marks below General.
- Year-on-year variation: RBI Grade B Phase-I cutoffs fluctuate with paper difficulty, vacancy count, and applicant pool strength. Tougher papers have seen General cutoffs drop to 65-68%, while moderate papers push them to 72-76%.
- Phase-I qualifying nature: These cutoffs represent Phase-I clearing thresholds; final selection (post Phase-II + Interview) demands substantially higher Phase-I scores—typically General candidates in the 75-82% range for Phase-I have stronger chances in overall merit ranking.
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Exceptional — top ranks assured
90–100%
- Officer Grade B (General) — selection virtually certain, among all-India top rankers
- Officer Grade B (DEPR) — among top 10-20 selections, posted to RBI Central Office (Mumbai) or regional offices
- Officer Grade B (DSIM) — among top selections for data science and statistics vertical
- Strong interview performance typically secures overall rank 1-50
- Career path: Grade B → Grade A → Grade C (equivalent to IAS pay scales)
- Annual intake ~200-300 across all streams; this score puts you in top 1-2%
Top tier — high selection probability
80–90%
- Officer Grade B (General) — very high probability of selection, prestigious central banking career
- Officer Grade B (DEPR) — top candidates for monetary policy research division
- Officer Grade B (DSIM) — top candidates for statistical modeling and analytics roles
- Likely among top 50-100 final selections across all three streams
- Starting grade JMGS-I with fast-track promotion potential to Grade A (MMGS-II)
Strong contender for final selection
70–80%
- Officer Grade B (General) — strong probability of final selection, starting pay ~₹77,000/month (JMGS-I)
- Officer Grade B (DEPR) — competitive for economics research roles, policy analysis positions
- Officer Grade B (DSIM) — competitive for statistical analysis and data management roles
- Likely to score well in interview (50 marks) with this foundation
- Final merit list typically has aggregate ~65-75% across all phases
Phase-I cleared — competitive Phase-II
55–70%
- Phase-I comfortably cleared for all categories
- Officer Grade B (General) — likely shortlisted for Phase-II
- Officer Grade B (DEPR) — Department of Economic and Policy Research, requires strong economics background
- Officer Grade B (DSIM) — Department of Statistics and Information Management, requires statistics/mathematics background
- Final selection depends on Phase-II performance (ESI, descriptive, interview)
- Phase-II cut-off typically ~55-65% aggregate across papers
Phase-I marginal range
35–55%
- May clear Phase-I in reserved categories (SC/ST/OBC)
- General category cut-off typically higher (~50-55%)
- Officer Grade B (General) — entry-level central bank officer, JMGS-I scale
- Borderline for Phase-II qualification
- Need significant improvement in descriptive and domain papers
Below Phase-I cut-off
0–35%
- Unlikely to clear Phase-I screening
- Phase-I cut-off typically ~40-50% for General category
- Focus on quantitative aptitude and reasoning fundamentals
- Consider strengthening English language skills
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