IBPS PO 2022 previous year paper practice · PYQ-pattern set

IBPS PO 2022 PYQ-pattern questions

Showing 10 of the 16 PYQ-pattern questions in this set — freshly worded in that year's pattern, not the original questions. Answers and solutions open under each question.

1. Q1 · Sentence Improvement

   Select the option that improves the underlined part of the sentence. If no improvement is needed, select 'No improvement required'. The bank manager advised the customers to opened fixed deposit accounts for better returns. Underlined part: to opened fixed deposit accounts

   • A. to open fixed deposit accounts
   • B. to opening fixed deposit accounts
   • C. for opened fixed deposit accounts
   • D. No improvement required
   Answer and solution

   Answer: A

   After 'advised...to', the base form of the verb should be used. The correct form is 'to open' rather than 'to opened'.

2. Q2 · Reading Comprehension

   Read the passage carefully and answer the question that follows: Microfinance institutions have emerged as vital instruments for poverty alleviation in developing economies. By providing small loans to low-income individuals without traditional collateral requirements, these institutions enable entrepreneurship and self-employment. Studies indicate that access to microfinance has significantly improved living standards in rural communities. What is the main advantage of microfinance mentioned in the passage?

   • A. It requires substantial collateral from borrowers
   • B. It provides loans without traditional collateral requirements
   • C. It only serves urban populations
   • D. It focuses solely on large-scale industries
   Answer and solution

   Answer: B

   The passage clearly states that microfinance provides 'small loans to low-income individuals without traditional collateral requirements,' which is the key advantage.

3. Q3 · Idioms and Phrases

   Choose the correct meaning of the idiom/phrase given below: To burn the midnight oil

   • A. To waste resources carelessly
   • B. To work late into the night
   • C. To celebrate excessively
   • D. To face financial difficulties
   Answer and solution

   Answer: B

   The idiom 'burn the midnight oil' means to work or study late into the night, referring to the historical practice of using oil lamps for lighting while working after dark.

4. Q4 · Synonyms and Antonyms

   Choose the word that is most nearly SIMILAR in meaning to the word given in capital letters: AUGMENT

   • A. Reduce
   • B. Increase
   • C. Maintain
   • D. Distribute
   Answer and solution

   Answer: B

   AUGMENT means to make something greater by adding to it; to increase. Therefore, INCREASE is the synonym.

5. Q5 · Probability

   A bag contains 5 red, 4 blue, and 3 green balls. If two balls are drawn at random without replacement, what is the probability that both balls are of different colors?

   • A. 41/66
   • B. 47/66
   • C. 49/66
   • D. 53/66
   Answer and solution

   Answer: B

   Total balls = 12. P(different colors) = 1 − P(same color). P(same) = [C(5,2)+C(4,2)+C(3,2)] / C(12,2) = (10+6+3)/66 = 19/66. P(different) = 1 − 19/66 = 47/66.

6. Q6 · Order and Ranking

   In a row of 45 students, Priya is 16th from the left end. What is her position from the right end?

   • A. 28th
   • B. 29th
   • C. 30th
   • D. 31st
   Answer and solution

   Answer: C

   Position from right = Total students - Position from left + 1 = 45 - 16 + 1 = 30th.

7. Q7 · Coding-Decoding

   If in a code language, A=1, B=3, C=5, D=7, then what does 15 represent?

   • A. F
   • B. G
   • C. H
   • D. I
   Answer and solution

   Answer: C

   Pattern is each letter = 2×position - 1. For H (8th letter): 2×8 - 1 = 15. Answer is H.

8. Q8 · Alphabet Test

   Directions: Study the following five words carefully: PEAK GULF TOWN FORM MYTH If in each word, every vowel is changed to its next letter and every consonant is changed to its previous letter in the English alphabetical series, how many words will have at least one vowel?

   • A. One
   • B. Two
   • C. Three
   • D. Four
   Answer and solution

   Answer: C

   PEAK→OFBJ has O; GULF→FVKE has E; TOWN→SPVM none; FORM→EPQL has E; MYTH→LXSG none. Three words contain at least one vowel.

9. Q9 · Idioms and Phrases

   Select the option that best expresses the meaning of the underlined idiom/phrase in the sentence: The new merger proposal was met with skepticism, but the CEO decided to take the bull by the horns and address all concerns directly.

   • A. To avoid responsibility
   • B. To face a difficult situation with courage
   • C. To postpone a decision
   • D. To delegate authority
   Answer and solution

   Answer: B

   The idiom 'take the bull by the horns' means to deal with a difficult problem directly and with courage, which fits the context of the CEO addressing concerns.

10. Q10 · Data Interpretation

    Study the following table and answer the question: Bank Branch Deposits (in lakhs) for Q1-2022: Branch A: 420 | Branch B: 385 | Branch C: 510 | Branch D: 465 If Branch C's deposits increased by 18% in Q2-2022, and Branch D's deposits decreased by 12% in Q2-2022, what is the approximate ratio of Branch C's Q2 deposits to Branch D's Q2 deposits?

    • A. 3:2
    • B. 7:4
    • C. 5:3
    • D. 8:5
    Answer and solution

    Answer: A

    C's Q2 = 510×1.18 = 601.8; D's Q2 = 465×0.88 = 409.2. Ratio ≈ 601.8/409.2 = 1.47, closest to 3:2 (1.5).