IBPS Clerk 2025 previous year paper practice · PYQ-pattern set

IBPS Clerk 2025 PYQ-pattern questions

Showing 10 of the 18 PYQ-pattern questions in this set — freshly worded in that year's pattern, not the original questions. Answers and solutions open under each question.

1. Q1 · Reading Comprehension

   Read the passage carefully and answer the question that follows: Digital transformation in the banking sector has revolutionised customer experience by making financial services accessible through mobile applications and internet platforms. However, this shift has raised concerns about cybersecurity threats and data privacy. Banks must invest heavily in robust security infrastructure to protect customer information while ensuring seamless digital transactions. Despite these challenges, the adoption of digital banking continues to grow exponentially as customers prefer the convenience of managing their finances remotely. What is the primary concern mentioned by the author regarding digital banking?

   • A. Limited accessibility of mobile applications
   • B. Cybersecurity threats and data privacy issues
   • C. Decline in customer preference for digital services
   • D. Lack of investment in banking infrastructure
   Answer and solution

   Answer: B

   The passage clearly states that digital transformation has raised concerns about cybersecurity threats and data privacy, making option B the correct answer.

2. Q2 · Fill in the Blanks

   Choose the word that best fits in the blank: The government announced a new policy to _____ economic growth and reduce unemployment rates across the nation.

   • A. stimulate
   • B. restrict
   • C. abandon
   • D. ignore
   Answer and solution

   Answer: A

   'Stimulate' means to encourage or promote, which aligns with the context of encouraging economic growth.

3. Q3 · Error Spotting

   Find the error in the sentence: The student (A) / has submitted (B) / his assignment (C) / yesterday morning. (D) / No error (E)

   • A. The student
   • B. has submitted
   • C. his assignment
   • D. yesterday morning
   Answer and solution

   Answer: B

   'Has submitted' (present perfect) should be 'submitted' (simple past) because 'yesterday morning' indicates a specific past time.

4. Q4 · Simplification and Approximation

   What approximate value will come in place of the question mark (?) in the following equation? (Exact calculation is not required) √624.89 + 18.92% of 449.78 = ? × 6.98

   • A. 16
   • B. 18
   • C. 20
   • D. 14
   Answer and solution

   Answer: A

   Approximating: √625 + 19% of 450 = ? × 7. This gives 25 + 85.5 = ? × 7, so ? ≈ 110.5/7 ≈ 16.

5. Q5 · Word Usage / One-word Substitution

   Choose the one-word substitution for: "A person who collects or studies coins"

   • A. Numismatist
   • B. Philatelist
   • C. Curator
   • D. Archivist
   Answer and solution

   Answer: A

   A numismatist is a person who collects or studies coins, currency, and medals.

6. Q6 · Number Series

   Find the wrong number in the following series: 5, 10, 20, 40, 75, 160

   • A. 10
   • B. 20
   • C. 75
   • D. 160
   Answer and solution

   Answer: C

   The pattern is doubling: 5×2=10, 10×2=20, 20×2=40, 40×2=80, 80×2=160. The wrong number is 75; it should be 80.

7. Q7 · Probability

   A box contains 5 red balls, 4 blue balls, and 3 green balls. If two balls are drawn at random without replacement, what is the probability that both balls are of the same color?

   • A. 19/66
   • B. 23/66
   • C. 17/66
   • D. 21/66
   Answer and solution

   Answer: A

   Total balls = 12. P(both same color) = [C(5,2) + C(4,2) + C(3,2)] / C(12,2) = (10 + 6 + 3) / 66 = 19/66.

8. Q8 · Number System

   What is the LCM of 12, 15, and 20?

   • A. 60
   • B. 120
   • C. 90
   • D. 180
   Answer and solution

   Answer: A

   Prime factorization: 12 = 2² × 3, 15 = 3 × 5, 20 = 2² × 5. LCM = 2² × 3 × 5 = 60.

9. Q9 · Coding-Decoding

   In a certain code, 'MOUSE' is written as 'NRVTF'. How is 'CHAIR' written in that code?

   • A. DIBJS
   • B. DJBJS
   • C. DIAKR
   • D. DHBJS
   Answer and solution

   Answer: A

   Each letter is shifted by +1 in the alphabet. C→D, H→I, A→B, I→J, R→S. Code is DIBJS.

10. Q10 · Seating Arrangement

    Seven people A, B, C, D, E, F, and G are sitting in a straight line facing north. C sits fourth to the right of G. A sits at one of the extreme ends. E sits second to the left of B. D is an immediate neighbor of G. How many people sit between A and F?

    • A. One
    • B. Two
    • C. Three
    • D. Four
    Answer and solution

    Answer: C

    Arrangement: A1,D2,G3,E4,F5,B6,C7. C fourth right of G (3→7), A at end, E second left of B (4→6), D neighbor of G (2). F at 5, A at 1, so positions 2,3,4 lie between them = three people.