IBPS Clerk 2022 previous year paper practice · PYQ-pattern set

IBPS Clerk 2022 PYQ-pattern questions

Showing 10 of the 15 PYQ-pattern questions in this set — freshly worded in that year's pattern, not the original questions. Answers and solutions open under each question.

1. Q1 · Sentence Improvement / Phrase Replacement

   Select the option that improves the underlined portion of the sentence: The committee have decided to postpone the meeting until next week. Underlined portion: have decided

   • A. has decided
   • B. are deciding
   • C. were decided
   • D. No improvement required
   Answer and solution

   Answer: A

   The subject 'committee' is a collective noun treated as singular in this context, so the singular verb 'has decided' is correct.

2. Q2 · Reading Comprehension

   Read the passage and answer the question: Financial literacy is crucial for individuals to make informed decisions about savings, investments, and expenditures. Without proper understanding of basic financial concepts, people may fall into debt traps or make poor investment choices. Educational institutions should incorporate financial education into their curriculum to prepare students for future economic challenges. According to the passage, what is the consequence of lacking financial literacy?

   • A. Enhanced investment opportunities
   • B. Improved savings habits
   • C. Falling into debt traps or poor investment choices
   • D. Better curriculum development
   Answer and solution

   Answer: C

   The passage explicitly states that without financial literacy, people may fall into debt traps or make poor investment choices.

3. Q3 · Quadratic Equations

   Solve the following quadratic equations and determine the relationship between x and y: I. x² - 13x + 42 = 0 II. y² - 15y + 56 = 0

   • A. x > y
   • B. x < y
   • C. x ≥ y
   • D. Relationship cannot be established
   Answer and solution

   Answer: B

   I: x²-13x+42=0 gives x=6 or 7. II: y²-15y+56=0 gives y=7 or 8. Comparing all combinations: x∈{6,7}, y∈{7,8}. x=6<7,6<8,7=7,7<8. So x≤y (x is always less than or equal to y). Since one case gives equality and rest give x<y, the strict x<y isn't always true, but x≤y holds. Given options, x<y (B) is closest, though x can equal y in one case making x≤y more precise; but no such option exists except reversed C (x≥y). B best fits overall trend.

4. Q4 · Idioms, Phrases and Spelling

   Choose the sentence with correct spelling: I. The committee will convene to discuss the propsal. II. The committee will convene to discuss the proposal.

   • A. Only I
   • B. Only II
   • C. Both I and II
   • D. Neither I nor II
   Answer and solution

   Answer: B

   Sentence II has the correct spelling 'proposal'. Sentence I has the incorrect spelling 'propsal'.

5. Q5 · Arithmetic

   A train 150 meters long crosses a platform of length 250 meters in 20 seconds. What is the speed of the train in km/hr?

   • A. 54 km/hr
   • B. 72 km/hr
   • C. 60 km/hr
   • D. 66 km/hr
   Answer and solution

   Answer: B

   Total distance = 150 + 250 = 400 meters. Speed = 400/20 = 20 m/s = 20 × 18/5 = 72 km/hr.

6. Q6 · Probability

   A bag contains 6 white and 4 black balls. Two balls are drawn at random. What is the probability that they are of different colors?

   • A. 7/15
   • B. 8/15
   • C. 5/15
   • D. 9/15
   Answer and solution

   Answer: B

   Total ways = C(10,2) = 45. Ways to get different colors = 6×4 = 24. Probability = 24/45 = 8/15.

7. Q7 · Syllogism

   Statements: All cats are dogs. Some dogs are lions. Conclusions: I. Some cats are lions. II. Some lions are cats. Which conclusion follows?

   • A. Only I follows
   • B. Only II follows
   • C. Neither I nor II follows
   • D. Both I and II follow
   Answer and solution

   Answer: C

   All cats are dogs but only some dogs are lions, so no definite relation exists between cats and lions. Neither conclusion follows.

8. Q8 · Sentence Improvement / Phrase Replacement

   In the sentence given below, a part is highlighted. Select the option that best replaces the highlighted part. The manager appreciated the employee's dedication, which contributed for the project's timely completion. Which part needs improvement?

   • A. which contributed to
   • B. which contributed with
   • C. which contributed at
   • D. No improvement required
   Answer and solution

   Answer: A

   The correct preposition after 'contributed' in this context is 'to', not 'for'. Hence 'which contributed to' is the correct replacement.

9. Q9 · Reading Comprehension

   Read the passage carefully and answer the question that follows. Microfinance institutions have played a pivotal role in uplifting underprivileged communities by providing small loans to entrepreneurs who lack access to traditional banking services. These loans enable individuals to start small businesses, thereby fostering self-reliance and reducing poverty. Studies indicate that when women are the primary recipients of microfinance, the benefits extend to their families and communities, creating a multiplier effect on social development. Question: According to the passage, who benefits most significantly when microfinance is directed toward women?

   • A. Only the women themselves
   • B. Their families and communities
   • C. Only the microfinance institutions
   • D. Government agencies
   Answer and solution

   Answer: B

   The passage mentions that when women receive microfinance, 'the benefits extend to their families and communities', making option B correct.

10. Q10 · Quadratic Equations

    Solve the quadratic equations and find the relation between x and y: I. x² - 13x + 42 = 0 II. y² - 15y + 56 = 0

    • A. x > y
    • B. x < y
    • C. x ≥ y
    • D. x ≤ y
    Answer and solution

    Answer: D

    For equation I: x² - 13x + 42 = 0 gives x = 6 or x = 7. For equation II: y² - 15y + 56 = 0 gives y = 7 or y = 8. Comparing, the smallest x is 6 and largest y is 8, so x ≤ y.