IBPS Clerk · Cutoff
IBPS Clerk Cutoff 2026 — expected score & rank bands
What does your score in IBPS Clerk (Prelims) actually get you? These bands map a mock/exam percentage to the rank window and outcomes that score range has typically achieved.
AI-curated from historic cutoff patterns — indicative, not official. Always verify with the latest official notification.
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Category-wise expected cutoff (indicative)
| Category | Expected Cutoff (Indicative) |
|---|---|
| General | 72–78 marks (out of 100) |
| EWS | 70–76 marks (out of 100) |
| OBC | 68–74 marks (out of 100) |
| SC | 60–66 marks (out of 100) |
| ST | 55–62 marks (out of 100) |
| PwD | 40–50 marks (out of 100) |
- The General–OBC gap typically ranges 4–6 marks, with SC/ST cutoffs positioned 12–18 marks below General depending on vacancy distribution and competition intensity.
- Cutoffs fluctuate year-to-year based on exam difficulty, total vacancies, state-wise reservation, and candidate turnout; high-vacancy years see marginally lower cutoffs (2–4 marks), while tougher papers compress the range.
- Sectional cutoffs also apply (usually 8–10 marks per section for General); candidates must clear both sectional and overall cutoffs to qualify for Mains.
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Exceptional — top Mains contender
88–100%
- Top 2-5% of all Prelims candidates
- Very strong position for final merit list if Mains performance matches
- Clerical Cadre (priority choice of bank and posting location, subject to vacancies)
- Candidates at this level often also competitive for PO exams
- Full benefits: PF, pension, medical, LTC, and allowances
- Consider parallel preparation for IBPS PO / SBI PO for officer-level roles
Top percentile — strong Mains position
78–88%
- Top 10-15% of Prelims qualifiers
- Excellent foundation for high Mains score and final merit list
- Preferred bank and location choices more likely (subject to final merit)
- Clerical Cadre (all participating banks) — promotion path to Officer cadre via internal exams
- Career growth: Clerk → Officer (JMGS-II) → Scale-I PO possible in 4-5 years
- Strong candidates for metropolitan/urban branch postings if available
Comfortable Prelims clearance
68–78%
- Very strong Prelims clearance expected across all categories
- Clerical positions across major PSBs — SBI, Bank of India, Indian Bank, Central Bank
- Likely to score well above sectional and overall cut-offs
- Focus shifts to Mains preparation (Computer Aptitude, General/Financial Awareness)
- CTC approximately ₹3.5-4 lakh per annum (including DA, HRA, allowances)
- Preference options available for choice of bank during joining
Prelims likely — Mains prep needed
55–68%
- Strong chance of clearing Prelims (sectional + overall cut-offs)
- Clerical Cadre positions in PSBs — Bank of Baroda, Canara Bank, Union Bank, PNB, etc.
- General category: approximately 55-60% typically clears Prelims
- OBC/EWS: approximately 50-55% clears Prelims
- Mains exam performance will determine final selection
- Basic pay: ₹19,900-20,020 (starting, JMGS-I scale)
Borderline — sectional risks
40–55%
- May clear overall cut-off but risk sectional cut-offs
- Prelims qualification uncertain, depends on category and state quotas
- Positions: Clerical Cadre in Public Sector Banks (participating banks)
- Focus on improving weakest section to ensure all sectional cut-offs are met
- Rural posting likely if selected
Below cut-off range
0–40%
- Unlikely to clear sectional or overall cut-off
- Score typically below minimum qualifying marks
- Focus on fundamentals and speed for next attempt
- Review weak sections (especially Reasoning and Quant)
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