Current affairs — 1 November 2026

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1. The government gave the Kendriya Grihmantri Dakshata Padak medal to 490 police officers on National Unity Day.
2. These medals went to police personnel who showed excellence in their police work.
3. This medal is announced every year on 31 October to recognize good police work.
4. It affects police officers by recognizing their hard work and encouraging others to do better jobs.
5. For exams, remember that Kendriya Grihmantri Dakshata Padak is a police excellence medal announced yearly on 31 October.

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1. The central government gave an extra ₹1,09,019 crore to states before the festival season.
2. The Finance Ministry released this money to help states spend on capital projects faster.
3. This money comes from tax devolution, which is the center's way of sharing tax revenue with states.
4. Common people benefit because states can now build roads, schools, hospitals, and other public works quicker.
5. Tax devolution under Finance Commission awards is how the center distributes money to states regularly.

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1. The government said it will keep cotton imports free from customs duty until the end of 2026.
2. The Department of Revenue made this decision on 30 October through an official notification.
3. Cotton prices have been high, so removing the import duty helps keep prices lower for buyers and textile makers.
4. People who make clothes, farmers who grow cotton, and shoppers who buy cloth will be affected by cheaper imported cotton.
5. For exams, remember that customs duty exemption on agricultural imports is a trade policy tool used in economic planning.

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1. The RBI cut interest rates by 125 basis points, but banks only reduced their lending rates by 93 basis points to customers.
2. This information comes from the RBI's October Bulletin report about how banks handle rate cuts.
3. Banks are not fully passing on the RBI's rate cuts to people taking fresh loans, keeping some extra money for themselves.
4. Anyone taking a new loan from a bank gets less benefit from RBI's rate cuts than they should.
5. Remember: only 74 percent of the RBI's rate cut reached customers' fresh loans, not the full amount.

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1. The RBI's main board met and reviewed the country's economic situation and future challenges.
2. RBI Governor Sanjay Malhotra led this 625th Central Board meeting on 30 October.
3. The RBI raised the repo rate by 25 basis points to 5.50% to control inflation through calibrated tightening.
4. When RBI raises repo rates, banks pay more to borrow money, so they charge customers more for loans.
5. Remember: repo rate is now 5.50%, SDF is 5.25%, and MSF and Bank Rate are 5.75% each.

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1. India's Foreign Secretary Vikram Misri will visit Kathmandu to prepare for Nepal's Prime Minister coming to India.
2. This involves India's top foreign ministry official and Nepal's government leaders meeting to plan the bigger visit.
3. These visits happen because India wants to strengthen ties with its neighbouring countries through regular dialogue and engagement.
4. Common people benefit when countries have good relations because it helps trade, travel, and cooperation between the two nations.
5. India follows a Neighbourhood First policy which means it gives importance to building strong relationships with countries next to it.

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1. PM Modi gave flowers to Sardar Patel's statue on October 31, which is National Unity Day.
2. This day celebrates Sardar Vallabhbhai Patel, a freedom fighter born 151 years ago.
3. The parade showed that armed Naxalism ended in 2026, and people took an oath about unity.
4. Students and common people learn about national unity and Sardar Patel's role through this celebration.
5. Rashtriya Ekta Diwas happens every year on October 31 and is named after Sardar Patel.

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1. The 8th Central Pay Commission finished talking to people in Mumbai about pay and benefits.
2. Justice Ranjana Prakash Desai heads this commission that decides what government workers should earn.
3. The commission is one year old now and must give its final suggestions by May 2027.
4. Government employees and their families care because new pay decisions will affect their monthly salary.
5. The 8th Pay Commission must finish its work in about six months to recommend new pay rules.

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1. The government increased the extra money given to its workers by 3 percent starting July 2026.
2. This decision was made by the Union Cabinet on October 28 for all government employees and pensioners.
3. When prices of things go up, workers get more money to help them buy things at higher costs.
4. Government workers and retired government workers will get this extra money in their salary or pension.
5. DA rate goes from 60 percent to 63 percent, and this is important for government job exams.

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1. Many government jobs are open right now for recruitment across India.
2. RRB is hiring for NTPC posts, UP is hiring for teachers, and other states are hiring for police and other jobs.
3. These job openings happen regularly and aspirants need to apply before the closing dates end.
4. Anyone wanting a government job in railways, teaching, police or other departments can apply if they meet the requirements.
5. You must check the closing date for each job because most deadlines are in November 2026.

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1. The government made cancer medicines much cheaper by reducing their maximum selling prices by up to 93 percent.
2. This price cut applies to cancer drugs that have limits on how much profit shops can make when selling them.
3. The government wants cancer medicines to cost less so more poor and middle-class people can buy them without spending too much money.
4. Patients who need cancer treatment and their families benefit because they have to spend less money on expensive medicines.
5. The government controls prices of certain medicines to keep them affordable for common people in India.

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1. ISRO's GSLV rocket successfully launched a satellite called NVS-03 into space from Sriharikota.
2. The satellite weighs 2,232 kg and is part of India's NavIC navigation system.
3. This launch helps India build its own GPS-like system so the country does not depend on other nations for navigation.
4. People using phones, cars, and ships in India will eventually get better location services from NavIC satellites.
5. NVS-03 is the third satellite in a planned seven-satellite constellation for India's NavIC system.